A client message can select which chat proto handles it, and the `api` proto
runs the address as a FreeSWITCH API command. That route does not pass through
`verto.fsapi`, so the per-user fsapi permission does not apply to it. The new
per-profile `enable-chat-api-proto` param controls the route and is off unless
set; a message selecting the proto without it is refused and logged.
The proto compare is case-insensitive, matching the chat interface registry,
which is created with `switch_core_hash_init_nocase()`.
Only the `api` proto is gated. A message carrying no proto selector, or one
naming any other chat proto, routes exactly as before.
The param ships commented out in both vanilla verto profiles.